Quick Guide to "El Cerrito Berkeley CA" Credit Card Charges

Found a charge labeled "El Cerrito Berkeley CA" on your credit card statement? Here’s how to handle it:

What It Means

This charge usually comes from a business in El Cerrito or Berkeley, California. It could be from:

• A local shop or restaurant.

• An online purchase.

• A subscription service.

What to Do

1. Check your recent purchases: Compare the charge to your recent transactions.

2. Look for receipts: Find matching receipts or emails.

3. Google the merchant: Search the name to learn more.

4. Ask others: If someone else uses your card, ask if they made the purchase.

5. Call your bank: If you’re unsure, your bank or credit card issuer can help.

How to Prevent Issues

• Review statements regularly: Catch unfamiliar charges early.

• Use secure payments: Try virtual credit cards for online shopping.

• Set up alerts: Get notified for every transaction.

If the charge is wrong, report it! You’re protected by the Fair Credit Billing Act (FCBA).