Bilt Rewards’ 2025 Bombshell: Mortgage Points Are Here

What if your mortgage earned you rewards? Bilt Rewards is flipping the script in 2025, adding points on mortgage payments to its roster. A renter favorite, Bilt’s now wooing homeowners. Here’s the full story.

Current Bilt Mastercard Benefits

The Bilt Mastercard rocks for renters: no annual fee, 1X points on rent (up to $50,000 annually), 2X on travel, and 3X on dining. Use it five times per statement period, and you’re earning—redeem for trips or gym passes. It’s a winner, and homeowners are next in line.

Bilt Rewards Now Offers Points on Home Purchases Too

Starting 2025, hook up your mortgage—think Wells Fargo or Chase—to the Bilt app and earn points on every payment. Hints suggest 1X points per dollar, capped at $50,000–$100,000 a year. A $1,700 mortgage could mean 20,400 points annually—perfect for travel or home perks. Pay via Bilt Mastercard or ACH, no fees, but it’s primary homes only.

Bilt Plans Changes to Its Wells Fargo Credit Card

Bilt’s sprucing up its Wells Fargo card for this 2025 rollout. Link your mortgage, pay through the app, and stack points—likely starting in spring. CEO Ankur Jain’s dropping hints about partnerships, maybe eXp Realty or travel brands. The five-transaction rule stays, keeping Bilt cardholders engaged.

Competition Heats Up for Homeowners in the Credit Card Space

Renters have cashed in with Bilt, but homeowners? Overlooked—until now. Mortgages scream rewards potential, and Bilt’s seizing it. A $2,600 mortgage at 1X points? That’s 31,200 points a year—flights or a down payment boost. Other card issuers might race to catch up.

Featured Snippet: Bilt Mortgage Points Quick Facts

• Points: 1X per dollar on mortgage payments.

• Free: No fees with Bilt.

• Options: Travel, fitness, or home rewards.

• Setup: App-linked mortgage payments.

• Rule: Five uses per period.

My Reaction

Bilt’s rent game was strong; now my mortgage’s in play? I’m pumped for those points. You tried Bilt? Let’s chat!

Look to 2025

2025’s calling—Bilt’s making waves for homeowners and renters. Stay in the loop and start earning!